Debt consolidation is a financial management strategy that involves taking out a loan to pay off other debts. It’s a popular option for people who are struggling to manage multiple debt payments, and it can help simplify their finances by reducing the number of bills they need to pay each month. Debt consolidation companies like Debtconsolidation.com promise to help consumers get out of debt by offering debt settlement, debt counseling, and debt management services. But how do you know if these companies are trustworthy, and is Debtconsolidation.com a scam or a legitimate company? Let’s take a closer look.

How Does Debtconsolidation.com Work?
Debtconsolidation.com is a small website that offers debt consolidation resources, debt settlement recommendations, and financial advice to consumers. The site is owned by Consolidation Resource, LLC, and it generates revenue by advertising debt settlement companies that pay for advertising space on the site. When users click on one of the recommended debt settlement companies, Debtconsolidation.com receives a small commission.
While the website does provide some consumer advice, the most recent statistics on debt settlement are from 2017, which is almost six years ago. Additionally, most of the blog posts were written in January 2018 by the person in charge of the website. These red flags suggest that the website may not be actively maintained or up-to-date.

In terms of debt settlement services, the marketplace recommends Private Debt Relief, Accredited Debt Relief, and DebtMD. However, neither Private Debt Relief nor DebtMD provides actual debt settlement services. Their job is to collect information from clients and send it to debt settlement companies. To do this, they ask clients for information about their personal finances. Accredited Debt Relief is the only business on the list that actually helps people settle their debts.
According to their Advertising Disclosure,
“Debtconsolidation.com is a free online resource that offers valuable content and comparison services to users. To keep this resource 100% free, we receive compensation from many of the offers listed on the site.”
Here’s an example of how their services might work. Let’s say Jeremy has $10,000 in debts and wants to settle them. He finds Debtconsolidation.com and submits some basic information to begin the process.
Debtconsolidation.com then sends him to DebtMD, where he asked for his contact information again. Despite submitting his information to two websites, he doesn’t have a debt settlement deal because neither company actually settles debts. A few days later, Jeremy starts receiving spam calls and emails from debt relief scammers.

FAQs
What is Debtconsolidation.com?
Debtconsolidation.com is a website owned by Consolidation Resource, LLC, that offers debt consolidation resources, debt settlement recommendations, and financial advice to consumers. The site generates revenue by advertising debt settlement companies that pay for advertising space on the site.
While the website does provide some consumer advice, the most recent statistics on debt settlement are from 2017, which is almost six years ago. Additionally, most of the blog posts were written in January 2018 by the person in charge of the website.
Debtconsolidation.com is a website that provides resources and recommendations for consumers looking to manage their debt with a debt settlement company. One of the most common ways to consolidate debt is through a debt consolidation loan. This type of loan combines multiple debts into one loan with a fixed interest rate, resulting in one monthly payment. Debt consolidation loans can include credit card debt, personal loans, and other unsecured debts can be included in your monthly payments. Home equity loans and lines of credit are also common options for consolidating debt.
When considering debt consolidation options, it’s important to weigh the pros and cons of each option to determine the best course of action for your individual financial situation. Debt consolidation loans can be a great way to save money and pay off debt faster, but they can also result in a longer repayment term and paying more interest over time. Balance transfer credit cards can also be an option for consolidating credit card debt, but they often come with a variable interest rate and require a good credit score.
Is Debtconsolidation.com a legitimate company?
It is unclear what their mission is. While it may not be a scam, it is best to stay away from questionable middlemen like this and look for reputable debt settlement companies instead. Reputable companies will have a history of successfully helping clients settle their debts, transparent fees and pricing, and a clear understanding of your specific financial situation.
Debt settlement companies are another option for managing debt, but they can negatively impact your credit score and may not result in significant savings. A debt management plan, on the other hand, can help you pay off your debts through a structured repayment plan while also preserving your creditworthiness.
Ultimately, the best way to become debt-free is to develop a debt repayment plan that works for your individual situation. This may involve consolidating debts, paying off existing debts, and building up savings in a savings account to avoid taking on new debts. Only a online lender and peer-to-peer lender can also be a great resource for obtaining an unsecured personal loan or other types of personal loan to help consolidate debt. With a solid plan in place and a commitment to paying off debts, it is possible to become debt-free and achieve financial freedom.
Does Debtconsolidation.com provide debt settlement services?
No, Debtconsolidation.com does not provide debt settlement services. The website recommends debt settlement companies that pay for advertising space on the site, such as Private Debt Relief, Accredited Debt Relief, and DebtMD. However, neither Private Debt Relief nor DebtMD provides actual debt settlement services. Their job is to collect information from clients and send it to debt settlement companies. To do this, they ask clients for information about their personal finances. Accredited Debt Relief is the only business on the list that actually helps people settle their debts.
How does Debtconsolidation.com generate revenue?
Debtconsolidation.com generates revenue by advertising debt settlement companies that pay for advertising space on the site. When users click on one of the recommended debt settlement companies, Debtconsolidation.com receives a small commission. The site does not charge any fees for its services.
Is Debtconsolidation.com affiliated with any government agencies?
No, Debtconsolidation.com is not affiliated with any government agencies. It is a privately owned website that offers debt consolidation resources, debt settlement recommendations, and financial advice to consumers.
Does Debtconsolidation.com provide credit counseling services?
No, Debtconsolidation.com does not provide credit counseling services. The website recommends debt settlement companies that pay for advertising space on the site, such as Private Debt Relief, Accredited Debt Relief, and DebtMD. However, these companies do not provide credit counseling services either. If you are looking for credit counseling services, you may want to look for a reputable non-profit credit counseling agency in your area.
Does Debtconsolidation.com have a Better Business Bureau rating?
As of this writing, Debtconsolidation.com does not have a Better Business Bureau (BBB) rating.
How can I contact Debtconsolidation.com?
You can contact Debtconsolidation.com by filling out the contact form on their website. The form asks for your name, email address, phone number, and a brief message. Once you submit the form, someone from Debtconsolidation.com will reach out to you.
Is it safe to provide personal information to Debtconsolidation.com?
While Debtconsolidation.com may not be a scam, it is best to stay away from questionable middlemen like this and look for reputable debt settlement companies instead. If you do decide to provide personal information to Debtconsolidation.com or any other website, be sure to read their privacy policy carefully to understand how your information will be used and shared.
Can Debtconsolidation.com help me get out of debt?
Debtconsolidation.com does not provide any genuine debt consolidation services. The website recommends debt settlement companies that pay for advertising space on the site, such as Private Debt Relief, Accredited Debt Relief, and DebtMD. However, neither Private Debt Relief nor DebtMD provides actual debt settlement services. Their job is to collect information from clients and send it to debt settlement companies. To do this, they ask clients for information about their personal finances. Accredited Debt Relief is the only business on the list that actually helps people settle their debts.
It’s important to note that debt consolidation may not be the best option for everyone. While it can help simplify your finances by reducing the number of bills you need to pay each month, it may also result in a longer repayment term or higher interest rates. If you’re struggling with debt, it’s important to explore all of your options and work with a reputable company that has your best interests in mind.

Customer Reviews
As of this writing, Debtconsolidation.com does not have a Better Business Bureau (BBB) rating. There are 24 reviews on Trustpilot for Debtconsolidation.com. Most of these reviews are from people who were specifically asked by the website owner to leave a review. These reviews are all positive and mention that the website has helpful information, advice on how to fix common credit problems, and infographics. However, all of these reviews were posted between March and April of 2014, and no further reviews have been posted since then.
Is Debtconsolidation.com Legit?
It’s unclear what Debtconsolidation.com’s mission is. It could be to earn extra money through advertising since the website does not provide any genuine services. If a user doesn’t want to give Debtconsolidation.com any personal information, they should work directly with debt settlement companies instead, since they don’t need to go through the middleman in this case.
While Debtconsolidation.com may not be a scam, it’s best to stay away from questionable middlemen like this and look for reputable debt settlement companies instead. This removes Debtconsolidation.com from the list of potential companies to work with to settle your debts. Reputable companies will have a history of successfully helping clients settle their debts, transparent fees and pricing, and a clear understanding of your specific financial situation.
Debt consolidation can be a useful tool for managing debt, but it’s important to work with a reputable company that has your best interests in mind. If you’re considering working with a debt consolidation company, it’s essential to do your research and read reviews from other customers. Look for companies with a solid reputation, transparent pricing, and a proven track record of helping people settle their debts.
Conclusion
In conclusion, Debtconsolidation.com is a small website that generates revenue through advertising debt settlement companies. While it does offer some consumer advice, it recommends debt settlement companies that do not provide actual debt settlement services. Furthermore, the website’s most recent statistics on debt settlement are almost six years old, suggesting that it may not be actively maintained or up-to-date.
If you’re looking for debt consolidation services, it’s best to work with reputable companies that have a proven track record of success. These companies will provide transparent pricing, clear communication, and a personalized approach to help you achieve your financial goals.
Remember, not all debt consolidation companies are created equal, and it’s essential to do your research before committing to any financial service. By taking the time to find a reputable debt consolidation company, you can take control of your debt and move towards a brighter financial future.
Debtconsolidation.com
Debtconsolidation.com Review
In conclusion, Debtconsolidation.com is a small website that generates revenue through advertising debt settlement companies. While it does offer some consumer advice, it recommends debt settlement companies that do not provide actual debt settlement services. Furthermore, the website’s most recent statistics on debt settlement are almost six years old, suggesting that it may not be actively maintained or up-to-date.