Quick Credit Connect offers loans that can help you get the money you need faster. Their loans are offered by CC Connect, a division of Capital Community Bank (CC Bank). CC Connect is a company that maintains control of the loan origination process, underwriting approvals, regulatory oversight, and compliance management. The company advertises its service at quickcredit.com.
- BBB A+ Rating & Accredited
- $1 Billion Million Debt Resolved
- $10,000 Minimum Debt
Quick Credit Connect Summary
There are many things to consider before taking out a personal loan, and one of the most important is comparing different lenders. With so many options available, each with its advantages and disadvantages, how can you know which is the best choice for you? Recently, Quick Credit Connect has been getting attention as a viable option. But what does this lender offer, and is it the right fit for your needs? Let’s take a closer look so you can make an informed decision.
We discovered some interesting points while researching their website online loans and terms and conditions. Here are some of the most noteworthy ones.
- Personal loan interest rates generally range between 5% and 36%.
- They offer fixed APR personal loans that range from 185% APR up to 225% APR.
- Personal loan amounts start at $1,000 and go up the loan amount to $3,000.
- Personal loans are NOT available in all states.
- Missing or late loan payments can damage your credit rating. This is because the lender may report this to the credit bureaus, who will then lower your score.
- Their website’s fine print states that “This is an expensive form of credit.”
What is Quick Credit Connect?
Quick Credit Connect offers a variety of loans through Capital Community Bank’s CC Connect division. Whether you’re seeking personal loans, business loans, or mortgages, CC Connect can help. Founded in 1993, Capital Community Bank is a trusted financial institution that also provides checking and savings accounts, as well as custom lending options. Headquartered in Dayton, OH, you can reach them by phone at 1-888-995-1871.
It’s tough to find any customer reviews of Quick Credit Connect online. Trustpilot and the Better Business Bureau don’t have any listings for them, so it’s hard to tell how they treat their customers or how efficient their service is.
How does Quick Credit Connect work?
Applying for Quick Credit is easy. You only need to create an account, provide some personal and financial information, agree to the application disclosures, and submit. In most cases, you’ll receive a decision in just a few seconds.
Once you’ve submitted your online application, you can expect a decision in just a few seconds. You’ll also get an email notification letting you know the outcome of your application. In some cases, they may need to verify your eligibility by asking you to complete bank verification. However, as soon as that’s done, we’ll let you know the results.
How to qualify for Quick Credit Connect?
You must be at least 18 years old to qualify and:
- Reside in a state where the Quick Credit loan is available.
- Have a job or proven source of income
- Have a valid email address
- Have an active and acceptable checking account
All loan and credit applicants will be thoroughly vetted before a decision is made to approve or decline the application. In some cases, we may request additional information about the applicant’s bank account eligibility.
Quick Credit Connect BBB Reviews
There is no way to know the quality of Quick Credit Connect’s service without any customer reviews. Trustpilot and BBB don’t have any information about them, so there is no way to tell how efficient or reliable their company might be.
Quick Credit Connect FAQs
How much does Quick Credit Connect charge?
A loan from Quick Credit Connect comes with a cost. Depending on how much you need to borrow and your credit history, your loan’s Annual Percentage Rate (APR) could range from 185% to 225%. For example, an installment loan amount of $2,000 could have an APR of 225%, resulting in 48 bi-weekly payments of the loan amount to $175.91. The total cost to you would be $6,445.
Are there any pre-payment penalties?
Quick Credit doesn’t charge any fees. There are no prepayment penalties, late fees, or non-sufficient funds (NSF) fees associated with Quick Credit loans.
How does Quick Credit Connect affect your credit?
When considering taking out a loan, It’s important to understand the process and how it can affect your score before you apply. Most lenders will do a soft credit pull to give you an idea of the interest rates and loan terms you may qualify for.
While a soft credit inquiry will not lower your credit score, a hard credit inquiry will. Lenders typically do a hard credit inquiry when you apply for a loan to get an accurate view of your credit history and offer you final rates. These hard inquiries can temporarily lower your credit scores.
When you apply for a Quick Credit loan, your credit report will be pulled. Having multiple credit inquiries in a shortened can negatively impact your overall credit score. So it’s important to consider whether a Quick Credit loan is right for you.
How to cancel Quick Credit Connect?
Taking out a personal loan can be a big decision. Make sure you are confident in your choice by doing your research ahead of time. Once the funds have been transferred to your account, you will not be able to cancel or reverse the transaction, so it is important to be certain of your decision beforehand.
If you are struggling to make ends meet, here are some helpful tips that can get you back on track.
There are a lot of little things you can do to improve your financial health. Here are some key tips:
- Make a realistic budget and stick to it. This will help you stay on track with your finances and make better spending decisions.
- Speak with a financial advisor who can help you understand your options and develop a plan that works for your unique circumstances.
- There’s no need to panic about debt – plenty of companies are happy to work out a more manageable payment plan with customers. So contact their customer service team for more information.
Is Quick Credit Connect legit or a scam?
Credit Company, the parent company of Quick Credit Connect, has been providing loans for over 20 years. Despite being well-established, they don’t have any customer reviews on the BBB or Trustpilot. This makes it difficult to know what their customers have said about them in the past and give them an accurate rating at this time.
Quick Credit Connect states that their loan service is an expensive form of credit, referring to the Annual Percentage Rates on their loans. There are alternative forms of credit that may be less expensive and more suitable for your financial needs, such as a home equity line of credit, credit card cash advance, existing savings, or boring from a friend or relative, etc.
There are many reasons why people take out loans. Some use them to finance a big purchase, while others may need to cover an unexpected expense. No matter your reason for taking out a loan, it’s crucial that you compare rates from various lenders before making a decision. This way, you can be sure that you’re getting the best deal possible. Furthermore, be sure to read customer reviews to select the lender that will best suit your needs.
Have you had any experience with quickcredit.com? Let us know in the comments.
